Essential Accessories for Motorbike Enthusiasts

February 23rd, 2011 by admin No comments »

Motorcycling has long been one of the most sought after activity for fun and recreation; and with technological innovations coming up every now and then, the riding experience is getting better by the day. Today, we have the option of adding a number of wonderful accessories to our motorbike to make it better in numerous ways. Be it motorbike intercom, Bluetooth helmets, motorbike saddlebags, global positioning system and many more. All these accessories enhance your riding experience by a great deal and make every ride worth writing home about.

Motorbike intercom is ideal for people travelling long distances or riding in groups. This accessory will eliminate the need to stop or scream in order to communicate with fellow riders. It is a great option for those targeting professional or amateur racing as it can be very useful for taking instruction and communicating with the team.

Motorbike saddlebags are also a great add-on for your motorbike simply due to the utility offered. Adding such bags to the motorbike will give you enough storage space on the bike to carry utilities when on the go; this accessory is ideal for people interested in cross country biking. You can carry all the items required for travelling long distances without having to worry about the handling part. These bags are available in two option; saddle and fuel tank. » Read more: Essential Accessories for Motorbike Enthusiasts

How to Make a Motorbike Accident Claim

February 3rd, 2011 by admin No comments »

Accidents happen, and unfortunately on motorbikes it’s an all too common occurrence. As such an insurance claim would need to be made. To make a claim you will need to contact your insurance company and they will send you a scary amount of paperwork to complete. This should be done as soon as possible in regards to you claim to get things started as they can take months to process (the more complex and serious the case, the longer it takes to process).

This procedure largely varies dependent on the accident you had, what you want to claim, from who and your insurance type.

There are 2 types of insurance claims, one is against your own insurance company, this will be involving anything that is not caused by another road user (whether yourself, the environment, wild animal or otherwise). The second type is against another road user, in which case you will be claiming against their insurance policy (or against them directly if they do not have insurance). This is something that your insurance company will do all the leg work for, you just have to produce details of what you are claiming for and why you are claiming.

Claiming On Your Own Insurance

If you are at fault for an accident (or at least no-one else caused the accident) and need to claim on your insurance for medical bills or repair to your motorcycle then firstly you should check you are covered, this would mean you have fully comprehensive insurance.

If you have ‘third party’ insurance then you are not covered for anything, what you are paying for is covering other road users for accidents you cause, this could cost a huge amount if heavy injury or death has occurred so should always be a minimum anyway.

Policies under ‘Third Party, Fire & Theft’ cover other road users as third party insurance as above, but it also covers yourself in event of fire or theft. So if your vehicle is caught in a fire (accidental or malicious) then you should be able to cover the cost of damages, which in a lot of cases involving fire means the whole value of the motorbike. If your motorbike is stolen or you have valuables taken from it (which are locked such as clothing inside pannier boxes or a locked helmet. » Read more: How to Make a Motorbike Accident Claim